Liability Insurance Pro (or Professional ) covers :
The legal claims against the insured.
Many types of insurance include an aspect of liability coverage. A homeowner’s insurance policy will also include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property.
Automobile insurance may include an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others’ lives, health, or property.
The protection offered by a Liability Insurance Pro policy is :
a legal defense in the event of a lawsuit commenced against the policyholder and, then, indemnification (payment on behalf of the insured) with respect to a settlement or court verdict.
Liability Insurance Pro policies cover
only the negligence of the insured but will not apply to results of wilful or intentional bad deeds by the insured.
Liability Insurance Pro takes many shapes :
1/- Professional liability insurance, also called professional indemnity insurance (PI), protects insured professionals such as architectural corporations and medical practitioners against potential negligence claims made by their patients/clients.
Professional liability insurance may take on different names depending on the profession. For example, professional liability insurance in reference to the medical profession may be called medical malpractice insurance.
2/- Directors and officers liability insurance (D&O) protects an organization (usually a corporation) from costs associated with litigation resulting from errors made by directors and officers for which they are liable.
3/ – Errors and omissions insurance (E&O) is business liability insurance for professionals such as insurance agents, real estate agents and brokers, architects, third-party administrators (TPAs) and other business professionals.
4/- Environmental liability insurance protects the insured from bodily injury, property damage and cleanup costs as a result of the dispersal, release or escape of pollutants.
5/ – Public liability insurance covers a business or organization against claims should its operations injure a member of the public or damage their property in some way.
To get a proper Liability Insurance Pro,
contact our experts at : http://sos-rc-pro.fr/rc-pro-souscription/
Phone number in Paris, France : 33(0) 145 200 999
e-mail : email@example.com